Here's something that really burns me: Last Wednesday, we sent in a pretty big credit card payment. We figured the check couldn't possibly arrive before Friday, or maybe Saturday. When I checked my bank account yesterday, the money was already gone. So five days after I mailed the check, the money was transferred from my bank account to good old Mastercard.
Today I took a royalty check to the bank and deposited it. The nice teller said, "I have to remind you, Mr. Crider, that there's a hold on the check for five business days."
Why is it that when I deposit a check, there's a hold on it, but when Mastercard gets my check, the money disappears from my account instantly? Doesn't seem fair, somehow.